4 Ways for You to Make An Extra 5,000 to 10,000 Quickly

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I have been keen in venturing into many side income ventures for the past years. Of course, who wouldn’t want that extra cash every month right? I bet you can also benefit should you be able to make even 10,000 a month. How much more if you can generate more. That would just be divine.

Having that extra money by the end of the month can translate to many things. For one, it can help with our everyday expenses. It can even alleviate debts should you have one. Yet, we might be taken aback with the idea simply because we might have a lot in our plate. Of course when we would want that extra money right in our pockets, we need to earn that. And earning it could entail more work.

3 Important Expenses You Are Not Saving For

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We have been advocating over and over again the importance of savings and making this one a habit. There is always that sense of fulfilment whenever we can be able to pay ourselves first every pay day. It also feels good knowing that your savings have ballooned over the past few months. Every trip to the bank would be full of glee as you check your passbook increasing in digits.

Then suddenly something unexpected happened. Abruptly there’s a need to spend which would literally eat up the bulk of your savings. But you have no choice. You just close your eyes and see your savings disappear. Then you will be back in square one.

5 Easy Grocery Hacks to Help you Save Money

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Getting married entails going to the grocery every so often. Gone are the days you would be shopping only for yourself. You are already buying for your spouse and more so for your kids.

Groceries are pretty expensive. And that’s a fact. It can literally eat up the couple’s salary. Mostly groceries get a huge portion in a couple’s budget. However, we simply can’t avoid it completely. It is a need to begin with. In spite of it being an expense, we actually can control just how much. By shopping smarter, we can be able to stretch our limited budget. Plus, we even be wise with our choices. If you are kuripot like me, this will definitely make you and your wallet smile.

Personal Loan Mistakes to Look Out For

First time to apply for a salary loan? Yes, it can get pretty daunting and confusing. There are so many banks and financial institutions that seem to offer the best deals. It’s so hard to choose which one is right for your needs. Not to mention the things you need to do and the certain requirements that you have to meet in order to get your loan approved. Aside from meeting the age and income requirements, your credit rating, the amount you want to borrow, and your capability to pay off the loan will figure greatly, as well. Still, a majority of personal loan applications get declined because the borrowers were guilty of the following:

How I Was Able to Pay Off My Debt that is 5x My Salary

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Before my financial literacy journey, believe me when I say that I got a mountain of debt. See the number right there? I was able to generate a debt that is 5x my monthly salary. Ouch! That hurts right? With regards to debt, been there done that. I am not really squeaky clean and debt-free to begin with.

Perhaps you might ask, how were you able to accumulate the debt?

The answer really is very simple. In fact, incurring debt is relatively easy than paying it. My secret to having that much debt? Credit cardsssss.

Happy Husband Happy Bond: His “Me” Time

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Two months and counting in our married life and I can say in that span of time, I am definitely learning a lot not only in terms of marriage but also with my spouse. I know we are still beginning the journey and there are still a lot to learn. Yet I am not complaining. In fact, I am enjoying it.

The idea of marriage is putting two individuals and becoming one. Might as well cue here the Spice Girls song 2 become 1. I need some love like I've never needed love before  (wanna make love to ya baby) I had a little love, now I'm back for more (wanna make love to ya baby). Set your spirit free~ Ok just the spirit not the spouse!

5 Easy Small Businesses You Can Do At Home

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I can still remember a reader of mine who asked me what business would be suitable to do today. She currently has a full time job and a sideline as well. She would want to expand her means in order to hastily pay her credit card debts and other obligations.

I must say, I totally admire her dedication and perseverance. She is truly one hardworking woman and I bet she is already on her way to clear her debts and more so become financially free.

How We Were Able to Trim Close to 100K Off Our Wedding

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Weddings will always be an event that can really drain your finances dry. If you were not able to prepare for it, this can be one great financial challenge that you two will have to go through. It is one special day that truly can create that indecision most especially if you are a thrifty person like me. For one, this will only happen once in your life so why not get the best out there. Why not splurge for it? On the other hand, if you are kuripot, you will always question the decisions and find ways to minimize and cut cost.

My then fiancé and I don’t have a huge income to begin with. Even more, we cling to the saying to better prepare for marriage than the wedding. That is why, a year before our wedding, we decided to create a sinking fund. This fund is for our wedding wherein we need to deposit 10,000 per month each. And over the course of planning our wedding, we always see to it that we get the best without the need to utilize much of our sinking fund. By the end of it all, we were able to trim down close to 100,000 off. Here’s how we do it: