Image from Tourism.gov.ph
I know for a fact that many interested to pursue the 52 WeekMoney Challenge. However, there is no denying that as you proceed with the latter parts of the year, the amount to be deposited would grow bigger and bigger. This might prove easy for some especially those who earns more however difficult for the average Filipinos. I get the point and I understand.
That is why I presented before the cash flow diagram as
painted by Robert Kiyosaki himself. He suggested four quadrants in improving
your cash flow. These are Employment, Self-Employment, Business and Investment.
However, pursuing other quadrants and tapping them can be hard most especially
if you don’t have an idea at all as to how or what. Plus, most of us are young
professionals who are currently employed working from 9 to 5. We are already
part of the first quadrant which is Employment. What we need now is a way to
increase our current income. And since we are an employee, might as well
maximize the first quadrant right?
But first, here’s my story.
I started working right after graduation. I was given an
opportunity to teach in my local university which is great. I grabbed it since I
know it is a good work experience. Plus, I was not yet ready to leave
university. Talk about college hangover.
Teaching is a noble job however it is not that lucrative. My
relatives would often affirm that since I am employed in a university I might
be earning tons of money. Well, they are wrong. But hey at least I got
something to bring home every 15th and 30th which is
already a good thing for me back then.
However, my income has taken its toll. I want to help with
our finances such as paying our bills, giving money to my parents and more. Plus,
I want to help with my little brother’s education too in the future. But with
my salary, I could spend all these to such and be left with nothing. Plus, I could
only give so little since I too have my personal expenses. During that time, I want
to earn more so I can beef up my savings. See, I’m just like you too.
So how was I able to increase my income?
I look for more employment opportunities!
When I say looking for more employment opportunities, this
does not mean teaching from one school to the next. Though that would be one
however I find it unethical and also tiring. Not to mention the mountains of
preparations, papers to check, students to advice and more. Instead, I moved to
other easy employment avenues that are within my reach.
And exactly what is that?
I was introduced with the concept of freelancing and online
jobs. Since I am a computer science teacher and computers are at my disposal,
this is the perfect job for me. I quantified first the things I would like to
do online. I am an avid writer and I can do a little web coding and programming.
Affirming my capabilities and my strengths that is when I decided to seek out
for online job opportunities via the net. Good thing my boyfriend helped me jumpstart
with this.
Why online jobs?
There are many great perks of pursuing an online job. One of
which is flexibility. Most of the jobs I landed have flexible schedules and are
output driven. The employer will simply tell you to do these things and have it
delivered by the end of the day or even the week. With that said, I can do my
online job after my teaching job or I can do it in between. I can also work
during the weekends if I am pack during the weekday.
True, it might be difficult juggling two or more jobs at the
same time. However, when you are already part of the online job system, you
will become familiar with the flow hence you can be able to manage the jobs
altogether. Plus, there are part time works for you to avail that would
certainly fit your schedule and capabilities.
Where do I find such jobs?
Here are a few sites that you can start as suggested by TheFreelance Pinoy:
Having a job is good, but having more jobs is better. Having
an online job or online jobs can truly be lucrative most especially if you know
your niche and you were able to manage your time. With this, it truly improved
my cash flow hence I was able to save more in the process while still helping out
my family with our finances.
Hence, if you’ve got the time and the expertise to share,
why not have an online job/freelance on top of your current job? This is one
good way to improve your income most especially if you are not ready to jump to
the other cash flow quadrants. Otherwise, you can use your accumulated salaries
to proceed with your business or beef up your investments. I did just that, and
I know you are more than capable to do so too.
P.S. To those doing the 52 Week Money Challenge and 52 Week Money Challenger Version 2, it is Week 2 already! Did you deposit the next amount yet?