52 Week Challenge Version 2: The Kuripot Pinay Version

11:30:00 AM Rhea Mocorro 51 Comments

It is so lovely to see others are already fueled up to save because of the 52 Week Money Challenge.

Yet, I got an email today asking to create a student version of the said challenge. Not to mention, I have a few friends who can’t shell out as much as 10,000 for the last few months of the year. With such a dilemma, I just cannot turn them away and not let them save. Instead, I found another way to recreate another version of the challenge. So I am challenged to create another challenge in line with the money challenge. Wow that's full of challenges. Hence, why not?

I read the comments and they provided me with the answer. Oh how lovely these individuals are. Thank you! You are great! You know who you are. 

For the students, I really don't know how much your parents gave you on a daily basis or a weekly basis. But I am certain you are getting more than 20 pesos which was my daily allowance before in college. To my working friends, I don't know how much you can be able to shell out for this kind of savings. Hence, I altered the increments by 5, 10 and 20.

5s Increment

10s Increment

20s Increment

For other people who already have a goal amount in mind, this is ideal. This also creates a uniform and consistent way to save on a weekly basis. For individuals who are paid twice a month or once a month, simply sum up the two weeks and the four weeks respectively. This also holds true for the other increments above and even the 50s increment mentioned in the 52 Week Money Challenge.

Amount Oriented Savings

Since we have different amounts or increments, I am sharing these sheets. You can directly download the file found below. Just change the amount column for the increments or grand amount for the amount oriented savings. That way, you can dictate how much you would be willing to shell out on a weekly basis and how much you would like to achieve by the end of the year.


Do take note that these money challenges are just baby steps for you to save. There are still other avenues that you can proceed if you want greater returns of your money such as mutual funds, stocks and more which I will be discussing next week.

I just hope that this will motivate you to save in order to get your heart's desire. Good luck to us and Challenge Accepted!  

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51 comments:

  1. Omg! THANK YOU SO MUCH! You actually did it. Haha. Salamat po ha? Babasagin ko na kasi si Piggy (my coin bank!) For a trip next week. Wala kong idea how much sya... but wih this, I can keep track. LAPTOP BY THE END OF 2014 ISN'T HARD TO GET NA! :)))))))

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  2. Sure Mia no worries. Good luck

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  3. hi, i also have similar money saving tips but different approach. i also mentioned your approach/strategy on my blog :)

    http://cafeattinapay.blogspot.com/2014/01/how-to-save-money.html

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  4. Pano po pag summer? Walang allowance. Hehe

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  5. Hi Tina, wow thank you so much! Appreciate it a lot.

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  6. Hi Cmz,it would be best to beef up your savings in order to cater to the summer months. Say save more on Jan and Feb to cover up April and May :)

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  7. YOUR BLOG IS A LIFE SAVER. That's all I could say! Thank you so much for making this! I even added you on my bookmarks. Hihi. Btw, I'm also taking part of this challenge. I'm only using the 20s increment because I'm still a student. Wish me luck! :)

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  8. Thank you for your kind words Emae. I really appreciate it.


    Good luck to us doing this!

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  9. Thank you for the kind words Emae. I really appreciate it so much.


    Good luck to us!

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  10. Apol Maipid-EspirituJanuary 4, 2014 at 3:45 AM

    Oh there you go.. I was wondering how to figure out the php5 increments.. Thanks! It's looks like a lot for a kid in grade school an dancing her at least 300 just to cover for her savings seem like a lot. I'll probably modify that too to make it easier for her. Like the amount oriented savings. That should be good!

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  11. Glad to be of service Apol. This is indeed great for kids. At least they will value savings and appreciate it. Good lesson to share at such a young age,

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  12. Thank you also for visiting. Will try this out as well. Thanks!

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  13. Stopping by to visit your blog. :) I'm also a personal finance blogger featured on TV and blogging at MillionaireActs.com


    Nice way to illustrate saving money. It takes discipline to be able to save. For employees, the best way is to set aside savings first before spending by using the equation INCOME less SAVINGS equals EXPENSES. Most of all, delayed gratification plays an important role for a brighter financial future.

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  14. Wow I'm so honored! Thank you so much for having the time to look at my small blog. I really appreciate it Sir. Hope you can inspire more people like me through your words.

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  15. You're very much welcome Rhea :)

    Most people really are really having a hard time to save, They need motivation. I'm sharing one of the articles in my blog on how to motivate yourself in saving money. Maybe your readers could also benefit from it. Let's all take the path towards financial freedom. Cheers! :)

    http://www.millionaireacts.com/3070/6-ways-to-get-yourself-motivated-in-saving.html

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  16. This is very interesting. Been meaning to save up some cash but I've been having some trouble over the the past three years (i.e. lack of discipline & resources because I'm still looking for a job). Your blog really helps. A lot. Thank you!!! :))

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  17. No prob Irene, you are so welcome! True it takes resources and a lot of discipline to save. I was also struggling back then.


    Good luck to us.

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  18. i'm honored and thankful for this opportunity :)

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  19. I'm doing this! Sana matagal ko ng nalaman to, it will help me and my son with our Birthdays, Christmas and New Year's plan. We wanted to create a family tradition for special holidays :) Who knows baka kahit hindi lang for these occasions :)

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  20. will definitely do this! aja! let’s bring it on. good thing nabasa ko to january pa lang. haha THANK YOU SO MUCH!

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  21. Good luck po sa atin :)

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  22. Basta motivated lang tayong mgsave. Goodluck po sa atin

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  23. Thanks for this! I started the 50s increment and hopefully make it till the 52nd week. :D

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  24. Nico Paygane ArboledaJanuary 6, 2014 at 7:19 PM

    I love the amount oriented savings. lol. I just hope the exchange rate doesn't fall too far when I decide to come visit PHL hahaha

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  25. Great strategy. I think I will try this. I'll try the 50s increment. Unlike the amount oriented savings, saving in increment will allow me to slowly adjust my lifestyle in order to reach my savings goal. Nice post.

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  26. Weeee thank you for your kind comment @Nico Paygane Arboleda

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  27. Thank you @James! Good luck to us doing this!

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  28. As a college student in a public school, i think i will try the 20s increment for me to save money and for me to create or franchise a stall next year .. thanks for these strategy :)

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  29. This is really great! Thank you so much for doing this! :) I recently wrote post about this on my blog :) http://paulinamaxine.blogspot.com/2014/01/365-grateful-project-day-4-010814.html

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  30. I'm doing this, too, thanks to you! :)

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  31. I'm doing this now. Sana ma-sustain ko, kasi this is really a good way of saving. This has also got me thinking on ways of saving money. :)

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  32. Not a problem. Thank you for the kind comments here and the previous post. Good luck

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  33. Thanks for sharing and what a great blog you got here.

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  34. R U W E L L ;) ♔January 15, 2014 at 9:51 AM

    I'll try the 20's increment. para in the end of 2014, i'll get the phone that i want. :3 thank you for this.

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  35. you are so welcome! good luck on this one. may you get the phone that you want and more :)

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  36. Florence Mathew BagsicFebruary 16, 2014 at 12:12 PM

    challenge accepted! haha. pero hnd ko kaya ung 50pesos Increment. Ill do the 20 pesos instead :)

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  37. Wooooo kaya yan @Florence Mathew Bagsic! Good luck sa atin. yakang yaka yan for sure.

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  38. I'm in Dubai po and I really wanna do this. I'll start with 5 nlng kasi 5 dirhams is equivalent to 50 na rin eh. I hope maka save up ako for my family vacation next year! Good luck to everyone, Thank you KP! Woot! woot!

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  39. Let the family vacation be your motivation to save up. I'm sure di ka papalya nyan @Ma Jennifer Good luck talaga sa atin at maraming maraming salamat.

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  40. ok lang kahit ngaun ko lang sya nabasa.. sobrang baon kami ngaun but i find this to be a solution to a problem.. hahabol kaming mag-asawa.. nsa week 7 pa lang naman ngaun.. kaya to!

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  41. I think I can do with the 20s increment scheme. Masyado mahirap ang 50. Thanks for this! :)

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  42. Cge go lang ng go @GraceBee! Good luck sa atin

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  43. Its really nice to see a lot of people saving up nowadays na-inspire mo kami. Now, ako din nag start na.. sa abu dhabi ako at nag start ako by 10 aed hehehhe sana matuloy tuloy ko eto. Keep up the good work God bless you.. and check ko din ung investment sa site mo ;)

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