Five Ways you can Make Money from Philippine Real Estate

Real estate can be a lucrative business venture, but investors are advised to practice due diligence and have a solid plan.

History has shown us that when the going gets rough in the stock market, investors turn to real estate as a safe place to park their assets. Indeed, the old adage “safe as houses” holds true, especially in light of recent events.

Top 5 Shopping Hacks

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Now that everything is a click away, shopping online has really overtaken the way we hunt for the best clothes, makeup products and accessories. But because online shopping doesn’t demand our physical presence in a store, so many things could go wrong for the same reasons it could go right.
And so, here are our top 5 hacks for making sure online shopping is a breeze!

Becoming the Rich Employee Series (Part 2)

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“Walay empleyado na nadato” (No employee ever became rich).

This was technically my father’s mantra since I was little. No wonder he stretches whatever he could in order to no longer be an employee and start his very own business. But establishing one was not a walk in the park. It challenged him so hard that he failed. In the end, he still became an employee. And with that his hopes of becoming rich vanishes.

15 Things You Should Know Before Embarking On Personal Loan

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Getting personal loans from any financial institution is far easier than getting any other kind of loans. It generally requires less documentation and the time frame for release of the loan is also short. Loans in the Philippines like many other countries are easy to come by, especially personal loans. A personal loan can be used for multiple purposes by a person. A person can use the loan amount to buy a house or a car or pay certain monthly recurring bills. The loan lending institution does not care about the purpose of the loan. Normally it has been seen that the interest rate charged in case of personal loans is higher than the interest rates charged for other kind of loans. It should always be kept in mind that the easy way may not be the right way. This kind of loan can create immense pressure on the financial stability of a person. If taking a personal loan becomes unavoidable, then a person should keep certain things in mind before embarking on the loan.

Becoming the Rich Employee Series (Part 1)

“Walay empleyado na nadato” (No employee ever became rich)

This is what my father would usually tell me when I was very young. Every time I would hitch a bike ride home, he would always say his dreams for me and for the family. In spite of such mantra, ironically my father is working as an employee since he was in high school. He knows that this would be the only thing left to do in order to finish school. In spite of his hard work and labor, he was not able to finish even high school. Armed with a dream and a budding family, he toiled and became an employee. He jumped from one job to the next hoping to grab that much coveted business in order to become rich.

Simple Guidance For You In Housing Loans

You are about to make one of the most important and most stressful decisions in your life. That is buying a home. However, in order to do so, you will need financing. There are so many banks and providers of loans in the Philippines, offering so many different types of home loan that can be quite difficult to find your way through.