Image from myinfoline
So they say saving is hard. However, if we
incorporate in some money hacks in our life, we might be able to have some
spare money that we can save in the end. Even more, we might be able to
decrease and if not limit our expenses. We no longer have an excuse not to
save. With that said, I have been researching and doing some simple money hacks
in my life that can help me and you save more in the process. What is even more
fun and intriguing is that it made savings way easier. As such, here a few
tricks that you too can easily do.
This is by far the easiest and simplest way
to save. Simply imagine getting a specific amount from your salary every payday
and this will be automatically directed to your savings account. Hence, what is
left to your ATM would be your money minus the savings. The bank would be the
one responsible for saving the amount I specified. Hence, I no longer feel
guilty using my ATM and withdrawing money from there since I know I already did
my part of saving money.
Save Coins in a Piggy Bank
It would be nice that our coins will be
directed to our piggy bank. When you go home, empty your pockets and collect
some coins in there and put it directly to your piggy bank. This is my saving
habit when I was a child but I saved up what is left from my allowance. Over
time, those coins will build up and you will be surprised just how much you
save by then.
Give Up a Vice or a Habit
If you are a frequent smoker or alcohol
drinker, you might want to give up a vice or two. Simply imagine and calculate
the amount of savings you can be able to generate when you give up on such. For
instance, if you are fond of smoking say two sticks a day, should you decide to
give up even for one day, you can be able to have extra cash in your pockets. If
you are a certified shopaholic, not buying that skirt or shirt for this month
can really make a difference in your finances.
DIY (Do It Yourself)
There are things that we can do for
ourselves that sometimes we tend to let others do it for us in exchange for
cash. Good examples would be housekeeping, laundry and more. If you just let
yourself do the laundry rather than rushing to your nearest laundry service,
you can be able to save cash. Even more, if you decide to clean your house
rather than hiring a househelp, this can really be of great help to your
savings. Rather than buying food outside, cooking for yourself can definitely
go a long way.
Appreciate Thrift Stores
Thrift stores are great places to score
second hand or old items for a fraction of the price. Little did you know there
are amazing gems in there that are worth salvaging and using. This includes
furniture, clothes and more. I am a personal fan of such and going through
thrift stores are like treasure hunts for me.
Coupons
There are many coupons you can find from
varied establishments and online. Being able to save even 10 pesos for your
vitamins or medicines can be of great help. Never underestimate the power of
coupons especially if you want to go on a trip. There are online coupon sites
that can help you with extravagant purchases yet you can pay for so little
because of the coupons.
Do Errands in One Day
We have so many things to do in life like going
to the grocery, paying bills, going to the bank and more. It would be wise that
you do all your errands in one day. This will limit your transportation cost
and even more limit your expenses. You see, every single time we go outside the
house we tend to spend. However, if we are busy with our errands we forget
those things. Plus, there are no unnecessary expenses.
These are just some of the things we can do
in order to help us save easily. Remember, every little thing counts. Even
more, there’s absolutely no more excuses as to why you cannot save money.
P.S. My very first e-book is finally here. You can buy it using the Buy Now button at the right or via bank deposit. Only Php 150.00. Purchase your copy now.
P.P.S To those doing the 52 Week Money Challenge, it is Week 20 already! Did you deposit the next amount yet?
P.P.P.S Want to know more about investing, savings, stock market and more, check out my reference here. You can download free ebooks and resources too.
P.P.P.P.S I am also sharing my stock market secrets and information via these resources.
P.P.S To those doing the 52 Week Money Challenge, it is Week 20 already! Did you deposit the next amount yet?
P.P.P.S Want to know more about investing, savings, stock market and more, check out my reference here. You can download free ebooks and resources too.
P.P.P.P.S I am also sharing my stock market secrets and information via these resources.