Passive Income: eBook Making and Earning

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Since we are talking about passive income, allow me to share another passive income avenue of mine and that is my eBook. A few months ago, I released the eBook on the 52 Weeks Money Challenge. In case you don’t have a copy yet, feel free to click on the link at the right part of the page where you can pay via Paypal or Bank Deposit.

Kuripot Pinay’s Podcast 5: On Passive Income

It is that time of the week again where we release a new podcast. Hurray! This time, the topic would be all about Passive Income.

Passive Income: Earning Through Blogging

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I am certain that we are all looking for a day where we won’t lift a finger yet we would still be earning. Simply imagine just sitting down in your house doing almost nothing yet you will still have something to get by the end of the day. And this, my friend is passive income.

Credit Card: The Credit Card Of The Millionaires and What We Can Learn From It

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Have you wondered what kind of credit cards the rich would carry? And how much would be their credit limit? Or perhaps we can go overboard with the question like how to avail one? Let me pop that bubble to let you realize that the current credit cards and the cards we know in the market is not a match with the card the millionaires carry.

Kuripot Pinay’s Podcast 4: Make The Best Use of your Credit Cards

4^th podcast episode and loving it! Thank you so much for the great response. So far I got already 500+ of plays for my three podcasts. Never imagined that statistics. Once again, thank you, thank you, thank you.

Credit Card: How Did I Get Rid Of My Debt

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It might be surprising to know that years ago I have five credit cards. Yes, got myself five credit cards from 3 different banks. More so, it is much diversified. I got a card for travelling, a cash back credit card, a low annual interest card and more. While many would claim that I am living the dream since I can just swipe away anything I want, it was more of a nightmare for me. In spite of having five, I struggled paying all of them. I dreaded the day that I will get all those bills. It even came to a point that opening their mail is a pain since I know it would be hard to swallow the total amount I owed.

Credit Cards: What I Learned From Not Having It

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I have been credit card free for more than a year already. I can still clearly remember the time that I have five of those shiny plastics in my wallet. I know it was my mistake why I accumulated debt. I simply was not able to control my expenses and I use these cards a lot. For quite some time, I struggled. I struggle my credit card debts and the annual fees to pay for the five credit cards that amount to a lot. Plus, the bulk of my salary literally goes to my credit card payments. I know there are positive things that a credit card can do yet today, I am proud of not having one anymore.

Don’t Give Yourself The Gift Of Debt

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A few more weeks left before Christmas. I am certain with my excitement, I can opt to count how many days left before the holidays. There are indeed so many things to do and so many things to provide especially when this celebration is getting nearer. There are parties to go to, gifts to give, celebrations to attend, foods to cook and more. I’m sure you are already planning what gifts to give and more so the food choices you would have during Noche Buena. I also hope that you are not planning to get into debt because of the season.

Kuripot Pinay’s Podcast 3: On Cheap to No-Cost Christmas Gifts

Here’s another Christmas related posts. I guess this goes to show just how excited I am with the upcoming holidays. Really can’t help it.

4 No Cost Christmas Gifts You Can Give

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Christmas is just around the corner. I bet many are already thinking and over thinking on what gifts to give and more so their recipients. No wonder this can be one stressful holiday because of the many things to do and many things to spend on. Because of the varied expenses, it is no wonder that many incurred debts in the process.

Introducing The Taiwan Excellence Project

In our efforts to be relatively close with the other countries around the country, there is no denying that varied country partnerships emerge through the years. And what better way to celebrate such partnership than having an excellence award. And Taiwan just did that. Introducing the Taiwan Excellence Project.

5 Tips To Have a Debt Free Christmas

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Christmas is oh so near. We can already hear Christmas songs and carols and I bet you are already on holiday mode too. The wind is getting colder, the sky gets darker as early as 5pm and more. This is most definitely one happy holiday and more so the most extravagant one there is. Simply imagine the money you would be shelling out for Noche Buena, gifts, office parties, reunions and more. There is no denying that the holidays can really push you to debt. And I couldn’t agree more since I was in this kind of situation before.

Advantages and Disadvantages of Buying a Car Using Car Loan

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Buying a car could be difficult, but car loans make it possible. Car loans could be what you need if you are looking to purchase a vehicle but you lack the necessary funds to pay upfront. In the Philippines, the Republic Act No. 7392 or Consumer Act of the Philippines covers protection of both the loan provider and borrower.Getting a vehicle loan is a big responsibility, for a buyer must set aside a part of his or her monthly earnings to be able to repay the car.

Kuripot Pinay’s Podcast 2: An OFW in Debt and My Book Club

Another episode of my Kuripot Pinay's Podcast and this time two topics are covered and answered. And these are the following:

The Coffee Planner Mania: Why I am Not Getting One And How You Could Get It For Less

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It is already November! Few more days before we say goodbye to 2014. And what does it imply? Planners! This is usually the time that most of our coffee establishments are releasing their 2015 Planners. Every single time they would launch it, many would flock to the store in order to get that precious card where you collect technically a lot of stamps. Once completed, you can then exchange it for their most coveted planner.

Explaining Pinch Principle: A Spending Principle

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Truth be told, I am an advocate of frugality. However, we also cannot deny ourselves of the tendency to spend most especially if this is something that we like and within budget. There should also be a time in your kuripot life where you get to buy something that you really want that is no more under the need spectrum. Needless to say, this is advisable. But then again provided that it is within range and within budget.