Debt After Death: What happens to your Debt When you Die

Image from creditcards

Oh debt! No wonder it rhymes with death. Now a little tongue twister. Pay debt or pay it with your death. Debt is death. There is death in debt. Repeat it three times. Ok I’ll stop fooling around. Proceed with the serious stuff. What really happens to your debt when you die? What are the consequences of unpaid debts because you can no longer pay it because you are no longer living? Will your family inherit it? Or will your debt be zero.

Kuripot Pinay’s Podcast

Let’s take a quick break from all the death post this time. I would like to introduce a new life in my blog which is podcast.

Death: How To Prepare Financially For It

Image from freeyourmindonline

This week’s blog post will still be about death. The reason being is that we are celebrating All Saint’s Day and All Soul’s Day come Saturday and Sunday respectively. Even more, this is something inevitable. Sooner or later, we would be facing death in the face. It is something that will eventually unfold. Yet the question remains, when.

Death: What Happens To Your Bank Account When You Die

Image from wikipedia

All Soul’s Day is drawing near. With such, it is but appropriate that our posts for the week would be about death. I can’t after all furnish horrifying stories about money. I am certain we have been there like piling debts, credit card bills and more. So let us focus on one inevitable situation that we all must face later which is death. I know this sounds negative but hey the least we can do is prepare for it. After all, we will all get there in time unless you are a vampire or you are one of the beneficiaries of the fountain of youth. Should that be the case, tell us where the fountain is. Share it will you?

Popular Reasons Why You Are Not Investing Yet: Are These Your Reasons Too?

Image from nottalotta

There’s only a few percentage of the country’s population that are into investing. Many, if not majority don’t even know how to maximize the potential of their money. The investments that they know are opening a savings account or a time deposit account. Then find out after x number of years that their money didn’t even move an inch while inflation is at the background working its way to your money and laughing it all out.

5 Reasons Why Stock Market Is A Lot Like Love (Just Don't Do The Suggestion of Number 2)

Image from sheknows

It is not yet Valentine’s day I know but every day is an opportunity to love. More like every day is also stock market day especially to our dear investors out there except during the weekends. They too need to rest after all. But truth be told, stock market is also like love. According to Lippig of DailyTarHeel, it fickles in the short term and gainful in the long term which is both a yes in the field of love and stock market.

13 Awesome Things To Look Forward In My 52 Weeks Money Challenge Ebook

One week has passed since the release of my very first ebook. What was once a dream is now a reality! I would like to thank the individuals who purchased their respective copies. A great shout out to all of you. I have also been receiving positive and great feedback from them. So why won’t you also grab a copy in order to know why.

5 Important Life Lessons I Learned In The Stock Market

Image from supermoneysave

Stock market is a pretty huge field. As such, I am still a neophyte in it. Truth be told, I am still reading materials and soliciting more information from the pros. However, in spite of my current state, I already have a lot of lessons that I would want to share with my current stock market experience. I am sure that those who have been doing this for the longest time will have a long list of life lessons as compared to mine. Nonetheless here are some of the lessons I’ve learned so far.

Date and Marry Someone Who Invests In The Stock Market

Image from moviebuzzers

When we talk about stock market and dating someone who is into it, I am pretty certain you are already picturing Leonardo DiCaprio because of his movie The Wolf of Wall Street. Well, I cannot deny that since I too affirm he is pretty hot in that movie. Now ladies, ladies let me burst that bubble since I am certain we can’t have him but trust me you can have someone like him. And I am hinting and suggesting dating and marrying someone who invests in the stock market.

Tough Love In Money And Finance

Image from 101adventures

My mother loves my brother so much. When he was still very young, he would normally ask my mother for 1.00 in order for him to buy his favourite snack in the nearby sari-sari store. As my brother grows up, the money that he is asking continued to increase. He would now be asking 5.00 and even 20.00. I guess my brother knows the concept of inflation; very smart kid. Sooner or later, I realize that the amount is getting bigger and bigger and this is outside the context of his allowance. Every time he wants something, he would be asking money from my parents. However, my brother is getting older. And I know that sooner or later, this could boomerang to my parents especially my mother. Hence, I told my mother to practice tough love.

Disciplining and Earning

Image from manrepeller

Forgive the title I know it is not attractive at all. And I know for a fact that discipline is one touchy subject. However, let us time travel when we were still in our elementary years. Remember when we talk in class, our class president would write our names in the board and we are required to pay 1.00 for them to erase our names on the board. Worst, if we would not speak English, there would be a fine as well. If you curse inside the classroom, there’s also a fine (trust me I didn’t do this). Not to mention, if you are also late. You also get to help clean the school and hand over 1.00 or 2.00. Our adviser would then collect the money and the amount would be used during our Christmas party.

The Money Of The Rich And The Wealthy: Where Is It Going?

Image from mtucareercenter

We always hear the phrase, the rich becomes richer and the poor becomes poorer. I too have exclaimed this before.  I really don’t understand why the rich is getting richer while we on the other hand remain stagnant and dormant. In terms of wealth accumulation, the rich seems to have more leverage than the rest of us. What have we been doing wrong all this time? What sets the rich and the wealthy different from us?

The 52 Weeks Money Challenge Ebook Is Now Available!!!

After many months, finally the The 52 Weeks Money Challenge Ebook is now available!

My 7 Very Personal Financial Freedom Checklist

Image from jayperoni

Financial freedom is a goal we all want to achieve. After all, this is the epitome of how our life should be in the process. Plus, this can’t be realized overnight. As a teacher, we are fond of checking papers of our students. Then, might as well incorporate this activity in the financial aspect of my life. Hence, I am creating a very simple and personal financial freedom checklist.

1st Angat Pilipinas Personal Finance Awards

Angat Pilipinas Coalition for Financial Literacy and its volunteers launch the very first Angat Pilipinas Awards Night next year! ANGAT PILIPINAS is a national coalition of personal finance heroes dedicated to championing the financial literacy of the Filipino children and the youth providing advocacy, research, standards and educational resources. ANGAT PILIPINAS aims to prepare the Filipino youth to become successful financial decision-makers. It envisions a future where personal finance is included in the education of all Filipino students. ANGAT PILIPINAS provides the Filipino bayanihan needed to ensure this education.

Making Close to 5,000 by Decluttering

Image from ohiohomesandrealestate

There was a time in my life where shopping was a second nature of mine. This was the time when I have five credit cards in my wallet and I can just literally swipe one or two on anything I lay my eyes on.  This was also the time when my credit is already swallowing me alive and I can’t seem to get out. Good thing that time is over and I’m not looking back.

Kung May Tiis Ganda may Tiis Gastos Din

In English, if there is Suffered Nice (tiis ganda) there is also Suffered Costs (tiis gastos). Now that is Google’s Translation right there. Well this can also be translated to beauty or nice suffering and cost suffering or perhaps enduring for beauty and enduring from costs respectively (thank you Alexandr). Ok let us just revert back to its Filipino counterpart shall we.

Off The Hook: Teaser Of My First E-book

After how many months I am finally launching my first e-book. I was supposed to do it earlier this year however there were obstacles along the way leading to its delay. Even more, I know I was not yet ready to launch it. But alas with all the remaining confidence that I have, I am finally doing it. Am I? Yes I am!

Investment For Only 1,000 and Below

Image from Kelvin Servigon

As they always say, let your money work for you. And a good way to realize this would be to venture into investing. However, one would often take this in the back seat simply because of the notion that investment is for the rich and the wealthy. Plus, this is something very expensive as many would exclaim. Let me erase that assumption and together let us jump in the investment bandwagon. You need not fear as this post will only entail 1,000 only. Yup you read that right! Invest for only 1,000.

5 Tips To Give Your Money A Holiday

Image from sleepschoolonline

Hurray today is a holiday! This could mean more time for us and our family. No class, no work and whatsoever. This is a good time to recharge our mind and our body ready for tomorrow’s workload and final exams for my students. This could surely help boost our energy and prepare for another week.

7 Simple Money Hacks And Tricks To Perk Up Your Finances

Image from thebeautybean

To date, there are already many hacks and tricks circulating in the Internet to make our lives simpler. We are often appalled by some lists that made us realize the other uses of those things. There’s that Aha moment where we appreciate that those are indeed useful and we can’t seem to decipher before its use.

Don’t Make Your Kids Your Retirement Plan

Image from marketwatch

While riding a public utility vehicle in the morning on my way to school, I overheard two mothers perhaps in their 60s to 70s talking about their family and their kids. One exclaimed he got five kids while the other one has three. Both moms get money from their kids but their concern is that their kids don’t do it monthly. They complained that it is not consistent at all and they need money for their bills and medicine. Then it hit me. Are these mothers using their kids for their retirement fund?

My 70,000: What to Do?

Remember my very first post with regards to the 52 Week Money Challenge? Remember my motivation back then? If not, allow me to copy and paste that item as to why I pursued this challenge in the first place.