Ako Ay May Lobo

9:22:00 AM Rhea Mocorro 0 Comments

Image from prettyfeetpoptoe

A few days back my parents were playing the song “Ako ay may Lobo” on TV in order to entertain my little brother so he will stay put. I am pretty much acquainted with the song since this can be heard in the TV series Doraemon which is a personal favourite of mine. That is why, I tend to sang along and then it hit me. This is a pretty short song however the meaning can be related to personal finance.

Here’s the lyrics:

Ako ay may lobo
Lumipad sa langit
Di ko na nakita
Pumutok na pala
Sayang ang pera ko
Pinambili ng lobo
Sa pagkain sana
Nabusog pa ako

Simply imagine this means something big with regards to money and personal finance in general. Let us dissect this catchy jingle.

Ako ay may lobo
Lumipad sa langit
Di ko na nakita
Pumutok na pala

This is a cry of a child who had lost his or her balloon. The balloon eventually flew and popped. I can still remember when I was a kid I had to begged my parents to buy me a balloon after church. Well, we cannot deny that balloons are indeed lovely especially with those colors and pictures.

Sayang ang pera ko
Pinambili ng lobo
Sa pagkain sana
Nabusog pa ako

Here the kid regretted the decision of buying the balloon. Should the child use it to buy food, it would have been a better option since he or she will get full. In here, money has been wasted.

So how does this correlate to personal finance?

It takes no rocket science in order to understand the connection of the jingle to finance. The balloon can be a representation of the things that we want. You see, there are many things in life that we really want to have. The food on the other hand would be the things that we need. It still boils down to needs versus wants.

However, it can be read in the jingle that the kid chose to satisfy the want which is the balloon rather than the need which is the food. True enough, we can be overwhelmed with the things we want to the point that we prioritize it whenever we had the chance. Worst at the expense of the items we need. That is why most of the time; we can no longer save because all of our money is devoted in that aspect. Saving alone is a need however we tend to digress the idea because of the notion that satisfying our wants can make us happy. Little did we know that our wants are but temporary. It can satisfy us for a short period of time. I am certain you felt this too before when you buy something then after that you don’t feel happy at all with the purchase. Then we regret. Then we have tons of what ifs and should have been. What if we use the money to save? That money should have been used to invest. But, what’s done is done. It is too late and we regret.

That is why it is imperative that we know in the first place our needs and our wants. Then prioritize every single time our needs over the latter. Let us not be like the kid in the jingle.









P.S. To those doing the 52 Week Money Challenge and 52 Week Money Challenge Version 2, it is Week 20 already! Did you deposit the next amount yet?

P.P.S Want to know more about investing, savings, stock market and more, check out my reference here. You can download free ebooks and resources too.

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